We purchase equipment selected by the customer on their behalf, and the customer pays us the purchase price in long-term installments. During the repayment period, the ownership of the asset is retained by MUFG Finance and Leasing.
Scheme
Benefits
1. Ideal for equipment expected to be used for ultra-long periods
For assets that will be used over a long period, this is a more suitable procurement method than leasing.
2. Ownership of the asset is transferred
During the repayment period, MUFG Finance and Leasing (seller) retains ownership, which is transferred to the customer (buyer) after full payment.
3. Diversification of financing
As it has the same effect as long-term fixed financing, it allows you to preserve your borrowing facility from financial institutions and maintain flexibility in financing.
4. Repayment schedule leveling support
As flexible installment payments based on the customer's financial plan can be considered, the financial burden of purchasing the asset can be significantly reduced.
Main target assets
General movables
Contract examples: manufacturing and processing equipment, industrial machinery, civil engineering and construction machinery, transportation equipment, commercial equipment, medical equipment, inspection and measurement devices, environmental and energy equipment, store equipment, etc.