| Money Lender Registration Form | |
|---|---|
| Trade name | MUFG Finance and Leasing Co., Ltd. |
| Registration number | Kanto Local Finance Bureau (14) No. 00393 |
| Effective registered period | November 16, 2023 - November 15, 2026 |
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| Condition table for Lending | |||||
|---|---|---|---|---|---|
| Type of Loan | Bill loan Certificate loan Revolving loan Mortgage on sale | ||||
| Interest rates on loans | Effective annual rate 20.0% | ||||
| Repayment method | Lump-sum repayment | ||||
| Equal interest payments | |||||
| Equal principal repayment | |||||
| Repayment period | Minimum 1 month | Maximum 360 months | |||
| Number of repayments | Minimum Once | Maximum 360 times | |||
| Ratio of compensation amount to principal | Per annual 20.0% | ||||
| Collateral | Real estate collateral Movable property collateral Factory foundation collateral Securities collateral Credit collateral | ||||
| Repayment examples | Loan amount | JPY10,000,000.- | |||
| Interest rate | 5.0% / year | ||||
| Repayment method | Equal interest payments per 3 months | ||||
| Repayment period | 2 years (Executed on November 2, 2023) | ||||
In this case, the repayment will be as follows: (JPY) |
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| No. | Repayment date | Principal | interest | Total repayment amount | |
| 1 | 2024/2/1 | 1,196,622 | 125,378 | 1,322,000 | |
| 2 | 2024/5/1 | 1,211,322 | 110,678 | 1,322,000 | |
| 3 | 2024/8/1 | 1,226,551 | 95,449 | 1,322,000 | |
| 4 | 2024/11/1 | 1,241,971 | 80,029 | 1,322,000 | |
| 5 | 2025/2/3 | 1,257,586 | 64,414 | 1,322,000 | |
| 6 | 2025/5/1 | 1,273,397 | 48,603 | 1,322,000 | |
| 7 | 2025/8/1 | 1,289,406 | 32,594 | 1,322,000 | |
| 8 | 2025/11/4 | 1,303,145 | 18,855 | 1,322,000 | |
| Total | 10,000,000 | 576,000 | 10,576,000 | ||
| Condition table for Discount Bill | ||
|---|---|---|
| Interest rates on loans | Per annual 20.0% | |
| Repayment method | Lump-sum repayment | method |
| Repayment period | Minimum 1 month | Maximum 60 months |
| Number of repayments | Once | |
| Ratio of compensation amount to principal | Per annual 20.0% | |
| Collateral | "Real estate collateral Movable property collateral" "Factory foundation collateral Securities collateral" Credit collateral | |
| Condition table for Intermediary | |
|---|---|
| Calculation method of Intermediary commission rate | Intermediary commission rate 5.0% |
| Condition table for loans in relation to intermediary | ||
|---|---|---|
| Type of loan | Bill loan Certificate loan Basic Contracts for evolving loans | Discount bill Mortgage on sale |
| Loan rate | 20.0％ | |
| Repayment method | Lump-sum repayment | |
| Equal interest payments | ||
| Equal principal repayment | ||
| Repayment period | Minimum 1 month | Maximum 360 months |
| Number of repayments | Minimum Once | Maximum 360 times |
| Designated dispute resolution organization for money lending business | Japan Financial Services Association, Money Lending Business Consultation and Dispute Resolution Center Address 3-19-15 Takanawa Minato-ku, Tokyo TEL 03-5739-3861 |
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