Environmental Targets for FY2025
1. Realizing a Sustainable Society through Finance
We aim to expand the supply of green energy through renewable energy power generation projects, mainly solar power generation facilities, and promote initiatives for energy- and fuel-efficient properties, as well as expand business opportunities in decarbonization and next-generation energy-related businesses.
Promote initiatives related to sustainability finance
FY2025 Target: JPY 29.8 billion in new contracts
FY2024 Results: JPY 32.9 billion (Target: JPY 25.5 billion )
Expansion of green energy supply through renewable energy power generation projects
Eco-friendly real estate such as ZEB and ZEH(*) building initiatives Promotion
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*
ZEB : Net Zero Energy Building
ZEH : Net Zero Energy House
Decarbonization deals (other than project finance), including renewable energy and environmental subsidies
Next-Generation Aircrafts (A320neo・A321neo・B737MAX-8, B787, A350) and engines
Vessels compliant with environmental regulations or compatible with new fuels
2. Prohibit credit transactions that have a significant adverse impact on the global environment
We do not engage in credit transactions that have a significant adverse impact on the global environment. When extending new credit transactions to a business that may have a significant impact on the global environment, we will determine our response after confirming that the business is fulfilling its social responsibilities, such as giving appropriate consideration to environmental issues and respect for human rights in accordance with laws, regulations, and practices generally accepted internationally or locally by using environmental and social risk checklists, etc.
3. Reduce Our Own Environmental Impact
We calculate GHG (greenhouse gas) emissions in order to visualize our own environmental impact.
We have set medium-to long-term targets for GHG emissions (Scope 1 and Scope 2) to achieve zero emissions on a net basis by fiscal year 2030, and are continuously working on the activities.
ⅰ. GHG emissions Scope 1 and 2
We calculate and disclose the amount of GHG emissions from vehicles (Scope 1) and from electricity (Scope 2) used by our company (domestic headquarters and branches).
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| (t-CO2) | FY2022 | FY2023 | FY2024 | FY2024/2023 |
|---|---|---|---|---|
| Scope1 | 44 | 35 | 34 | -1 |
| Scope2 | 129 | 138 | 139 | +1 |
| Total | 173 | 173 | 173 | ±0 |
ⅱ. GHG emissions Scope 3
We caluculate upstream and downstream emissions (Scope 3) in our value chains. To reduce emissions in the future, we plan to set reduction targets by understanding the emissions of the entire value chains.
Calculation Targets
MUFG Finance and Leasing Co., Ltd. and 76 consolidated subsidiaries (Note that the GHG emissions of consolidated subsidiaries are estimated from MUFG Finance and Leasing Co., Ltd. emissions by using such as the ratios of sales and number of employees between the subsidiaries and the headquarters.)
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| Category | CO2 emissions (t-CO2) | ||||
|---|---|---|---|---|---|
| FY2022 | FY2023 | FY2024 | FY2024/2023 | ||
| 1 | Purchased products and services | 134,875 | 188,668 | 198,211 | +9,543 |
| 2 | Capital Goods | 35 | 26 | 397 | +371 |
| 3 | Fuel and energy related activities not included in Scope 1 and 2 | 55 | 51 | 49 | -2 |
| 4 | Transport and distribution (upstream) | 78 | 81 | 81 | +0 |
| 5 | Waste from operations | 121 | 68 | 68 | +0 |
| 6 | Business travel | 185 | 291 | 262 | -29 |
| 7 | Employer commuting | 213 | 231 | 247 | +16 |
| 8 | Leased assets (upstream) | Not Applicable | |||
| 9 | Transport, delivery (downstream) | 3,271 | 3,811 | 5,214 | +1,402 |
| 10 | Processing of products sold | Not Applicable | |||
| 11 | Use of products sold | 5,956 | 10,209 | 38,249 | +28,040 |
| 12 | Disposal of products sold | 20,792 | 12,261 | 13,461 | +1,201 |
| 13 | Leased assets (downstream) | 400,200 | 521,680 | 423,019 | -98,661 |
| 14 | Franchise | Not Applicable | |||
| 15 | Investments | 11,923 | 10,208 | 10,562 | +354 |
| Total | 577,704 | 747,585 | 689,820 | -57,764 | |
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| Scope 1, 2 and 3 Total | 577,877 | 747,758 | 689,993 | -57,764 |
|---|
ⅲ. GHG emissions from our investments and loan portfolio
On top of that, we also calculate the GHG emissions generated by the assets in our major investments and loan portfolio.
Calculation Target
The portfolio of investments and loans by MUFG Finance and Leasing related to vessels, aircrafts, and real estates.
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| Investments and Loan | CO2 emissions (t-CO2) | |||
|---|---|---|---|---|
| FY2022 | FY2023 | FY2024 | FY2024/2023 | |
| Vessels | 665,965 | 796,379 | 636,866 | -159,513 |
| Aircrafts | 94,437 | 149,571 | 241,671 | +92,100 |
| Real estates | 10,360 | 16,853 | 22,281 | +5,428 |
| Total | 770,762 | 962,803 | 900,818 | -61,985 |
4. Reduction of waste emissions and appropriate disposal through promotion of 3Rs among leased properties
We will curb waste emissions by increasing the re-lease transition rate of leased properties and promoting the 3Rs (sales of used products and materials). We will also dispose external waste appropriately in accordance with the laws.
5. Adaptation to climate change
We will develop a BCP for climate change disasters and address any issues detected.
Environmental Performance Report
We have been committed to continuous activities with the aim of reducing environmental impact and protecting the environment.
Changes in Electricity Consumption at Head Office
In FY2024, electricity usage at the head office was 309,236 kw nearly unchanged from the previous year. Green electricity was introduced in April 2025 to further reduce environmental impact.
(Kw)
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| FY2022 | FY2023 | FY2024 | FY2024/2023 | |
|---|---|---|---|---|
| Consumption | 286,489 | 308,534 | 309,236 | +0% |
OA paper usage (Company MFP/printer counts)
In FY2024, OA paper consumption at the Company decreased by approximately 10% compared to that of FY2023 due to the promotion of paperless operations.
(Qty)
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| FY2022 | FY2023 | FY2024 | FY2024/2023 | |
|---|---|---|---|---|
| Consumption | 1,569,386 | 1,400,705 | 1,267,485 | -10% |
Consumables Expenses (Company-wide)
Our consumables purchases in FY2024 increased by 9% compared to that of FY2023 due to layout changes at the Head Office.
(1,000 JPY)
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| FY2022 | FY2023 | FY2024 | FY2024/2023 | |
|---|---|---|---|---|
| Purchases | 6,247 | 5,469 | 5,986 | +9% |