Consumer Complaint Handling and Resolution Flow

Consumer Protection Commitment

Complaint Handling and Resolution Mechanism

PT MUFG Finance and Leasing Indonesia upholds transparency in every aspect of our services. In accordance with Financial Services Authority Regulation No. 22 of 2023 , we provide a formal procedure for consumers to submit concerns or complaints. This system is designed to ensure that any issues are resolved fairly, professionally, and accountably to protect your rights in the financial services sector.

01. Acceptance of Verbal / Written Complaints

Consumers convey aspirations or complaints through official company channels, either verbally (face to face/telephone) or in writing (letter/email).

02. Complaint Received by PIC

A special officer (Person in Charge) receives and conducts an initial review of the information submitted by the consumer to ensure the correct handling path.

03. Noted on the Complaints List

Every report received will be officially registered in the company's complaint database system for accountable monitoring and documentation processes.

04. Document Verification

The relevant team checks the completeness of the data and the validity of the supporting documents included by the consumer to facilitate the investigation process.

05. Internal Check

The company conducts data searches and coordination between internal divisions to obtain a comprehensive picture of the background of the reported problem.

06. Case Analysis

Based on the facts and data that have been collected, the team will conduct an in-depth analysis to determine the best solution and follow-up actions in accordance with company policies and OJK regulations.

07. Response to Consumers

Transparent delivery of the final results of complaint handling to consumers, including official solutions or explanations for the problems submitted.